How Much Will PT Cost?
Verify Your Insurance Coverage
When you call to schedule your first appointment, a member of our staff will request your insurance policy information and call to verify your coverage for physical therapy. Your benefits will be provided to you in writing and explained in detail at your first physical therapy appointment.
Please note that the information we provide you is limited to that which your insurance company shares with us. If you have any questions or concerns regarding your physical therapy coverage, please contact your insurance company's member services line. Download our verification worksheet to assist you in your conversation with your insurance company.
Decide Whether to Use In or Out-or-Network Benefits
PhysioPartners offers both in and out of network providers and treatment options. Insurance claim filing is offered for most insurances, but your insurer will cover less of your care if your provider is out-of-network.
PhysioPartners has providers who participate with the following insurance networks:
- Aetna PPO/POS
- Blue Cross Blue Shield PPO
- Blue Choice Select POS
- Healthlink
- Humana ChoiceCare
- Medicare
- United Health Care
- Veterans Affairs Community Care Network
Please call (773) 665-9950 for up-to-date participation information and to find a physical therapist who participates with your insurance.
Determine Patient Responsibility
Accepted forms of payment include personal check, all major credit cards and Care Credit. Care Credit can be used to pay out of pocket medical costs and finance expenses in excess of $200 for up to 6 months. Apply for Care Credit by clicking below.
As a courtesy to you, PhysioPartners administrative staff will work to determine eligibility and coverage for therapy services by your insurance carrier. While every insurance policy is different, we anticipate the following ranges of coverage, depending on our participation with your network:
| Coinsurance Percentage | Estimated Patient Responsibility After Meeting Deductible |
| 10% | $9-$18 per visit |
| 20% | $14-$36 per visit |
| 30% | $33-$54 per visit |
If a deductible applies, the cost of the visit will be patient responsibility until the deductible is met. You can expect the cost of most sessions to be between $120-175, depending on the procedures performed and the provider selected.
PhysioPartners also offers PT Express packages that might be a good fit if you do not have adequate coverage for physical or occupational therapist care or have a high deductible.